Maintaining your health is important goal so that you can complete your study program successfully. Since healthcare in the United States can be very expensive, all international students should have medical insurance so that you (and any family accompanying you) are covered for illnesses and emergencies that may arise.
Students at Illinois State have two main options for getting insurance:
The University's Student Health Insurance provides excellent coverage at a reasonable cost.
All Illinois State students who enroll in 9 credit hours or more are automatically enrolled in the University's Student Health Insurance. You don’t have to do anything to sign up. The Student Health Services website contains further information about this insurance plan, including coverages and benefits, as well as the cost of the program.
In addition to covering standard insurance terms, the University's Aetna policy also includes worldwide medical assistance such as unlimited emergency medical evacuation and repatriation, emergency transport to your home country if a family member has a life-threatening condition, natural disaster evacuation, and more!
Please note that dependents (spouse/children) are not covered by Illinois State University's Student Health Insurance. You will need to purchase insurance for them from a private company or an insurer from your home country.
You my choose to use insurance from your home country or from a private company within the US.
To use insurance from home or a private company, you must first be able to prove that it is as good as, or better than, Illinois State's plan. You must show detailed information in English (like a policy plan or brochure detailing the coverage) to the University's Student Health Insurance Office. If your insurance is satisfactory, you will be allowed to cancel your automatic Illinois State coverage by completing a form.
For a brief introduction to the US Healthcare system and how it works, watch the video below.