Maintaining your health will be an important goal so that you can complete your study program successfully. Since healthcare in the United States can be very expensive, all international students should have medical insurance so that you (and any family accompanying you) are covered for illnesses and emergencies that may arise.
Students at Illinois State have two main options for getting insurance:
Buy the University's health insurance which exceeds the immigration requirements:
Once you enroll for 9 hours of classes, you will automatically receive Illinois State University's student insurance. It exceeds all of the immigration requirements and you don’t need to do anything to sign up for it. A fee of $204/semester will be added to your ISU bill under “General Fees.”
You can read the complete Aetna insurance brochure. In addition to covering standard insurance terms, the University's Aetna policy also includes outstanding worldwide medical assistance such as unlimited emergency medical evacuation and repatriation, emergency transport to your home country if a family member has a life-threatening condition, natural disaster evacuation, and more!
Please note that dependents are not covered by Illinois State University health insurance. You will need to purchase insurance for them from a private company or an insurer from home. Should you need some options, the Office of International Studies and Programs has brochures for U.S. insurance companies for you to browse.
Use insurance from your home country or from a private company within the U.S.:
To use insurance from home or a private company, you must first be able to prove that it is as good as, or better than, Illinois State's plan. You must show detailed information in English (like a brochure) to the University's Student Health Insurance Office. If your insurance is satisfactory, you will be allowed to cancel your automatic Illinois State coverage by completing a form.